Bank and Post office
- Opening a bank account
- Overseas Remittances
- Money Exchange
- Postal Services
- Courier and Express Delivery Services
Opening an account
How to open an accountTo open an account at a bank or post office bank, you need to make an application at the desk. You can open your account depositing \1 or more. When you open a savings account (futsu yokin koza), you can receive a cash card (ATM card).
What items are required for opening a savings account?
- ① Resident card
- ② Health Insurance Card
- ③ Student ID, Employee ID etc. (These items may be required depending on your status of residence)
- ④ Your seal (depending on a bank, signatures are also acceptable)
- ⑤ Cash (\1 or more)
Cash Card (at Automatic Teller Machine, ATM)Cash cards are very convenient for depositing and withdrawing money. To access your account, you must enter your pin number (four digit number) at the ATM. ATMs are also available at convenience stores.
ATM Operating Hours
|Banks||Weekdays 9:00 - 21:00 (approx.)||Weekends 9:00 - 18:00 (approx.)|
|Post Offices||Weekdays 9:00 - 19:00 (approx.)||Weekends 9:00 - 17:00 (approx.)|
Paying Utility Bills by Direct DebitYou can pay electricity, gas, and telephone utility bills and NHK subscription fee, etc. by direct debit. To set up a direct debit, your seal and your customer number of each contract are required. Those utility bills are also payable at convenience stores.
From a bankNecessary information for sending money: The recipient’s bank name, branch name, account type, account number, the recipient’s address, name, and telephone number. If you want to receive money, send the information about yourself and your account as above, to the sender.
From a Post Office
International Remittance between AccountsYou can send money from your Japan Post Bank account to a bank account abroad. You can make an international remittance via Japan Post Bank Internet Banking Service “Yucho Direct” on a PC and a smartphone, or at a counter of Japan Post Office dealing international remittance service and all Japan Post Banks. This service is not available for some countries. In addition, please note that days required for completing a transfer vary depending on a country where you send money.
Saving Section of Kyoto Central Post Office (Kyoto Chuo Yubinkyoku) TEL：365-2511
Exchanging Foreign CurrenciesYou can exchange foreign currencies at banks that have signboards displaying “Money Exchanger Authorized by Ministry of Finance.” They also accept traveler’s checks. Some discount ticket shops also offer money changing service. Automatic foreign currency exchange machines are available at some tourist spots and stations.
|Name of Money Exchanger||Opening Hours||Location||TEL|
|Travelex Japan, Tis Kyoto Store||Everyday 9:30-19:00||In front of the Central Entrance of JR Kyoto Station||075-352-5341|
|Travelex Japan, Kyoto Nishiguchi||Everyday 9:00-20:00||JR Kyoto Station 2F, on the North-South Walkway||075-351-5613|
|World Currency Shop, Kyoto Station Building||Everyday 9:00-20:00||Kyoto Station Bldg. 8F||075-365-7750|
|World Currency Shop, Kyoto||Everyday 9:00-16:30||10 Naginataboko-cho, Karasuma-Higashiiru, Shijo-dori, Shimogyo-ku, 1F, FG Bank Kyoto Branch.||075-229-7750|
|SMBC Trust Bank, Kyoto Currency Exchange Counter||Weekday 11:00-18:30||B1F, Kyoto Mitsui Bldg., 8 Naginataboko-cho, Karasuma-Higashiiru, Shijo-dori, Shimogyo-ku||075-223-2866|
|Reforte, Kyoto Main Shop||Mon.-Sat. 10:00-18:00||1F Wing City Nishinoto-in, Honryusui-cho, Nishinoto-in-dori Takatsuji-agaru, Shimogyo-ku||075-352-7262|
|Reforte, Kyoto Nishiki Shop||Mon.-Sat. 10:30-19:00
＊Exchanging machine available for 24 hours.
|593 Nishiuoya-cho, Nishikikoji-dori Takakura, Nakagyo-ku||075-257-7200|
|Ticket Shop Tokai, Sanjo-Kawaramachi Branch||Everyday 10:00-20:00||Capital Bldg. 1F North-east corner of Sanjo-Kawaramachi||075-221-1881|
Places to withdraw cash with an international credit cardYou can withdraw cash with your international credit card from ATM located at post offices, banks, and convenient stores.
|Bank Name||Available Credit Cards|
|Japan Post Bank||VISA, VISA ELECTRON, PLUS, MasterCard, Maestro, Cirrus, American Express, Diners Club, JCB, Discover, Union Pay (銀聯)|
|Seven Bank||VISA, MasterCard, Union Pay (銀聯), American Express, JCB, Discover, Diners Club|
|Lawson Bank||Visa, MasterCard, JCB, Union Pay (銀聯)|
|AEON Bank||VISA, PLUS, MasterCard, Maestro, Cirrus, Union Pay (銀聯)|
|MUFG Bank||Union Pay (銀聯), DISCOVER, JCB|
|The Bank of Kyoto||VISA, PLUS, MasterCard, Maestro, Cirrus, Union Pay (銀聯)|
|Name of Post Office||24 Hours Service||TEL|
|Kyoto Central Post Office||○||075-365-2473|
|Kyoto Kita Post Office||×||075-493-0383|
|Nishijin Post Office||×||075-432-5703|
|Sakyo Post Office||×||075-712-5866|
|Nakagyo Post Office||×||075-255-1114|
|Higashiyama Post Office||×||075-561-6802|
|Kyoto Nishi Post Office||×||075-882-6052|
|Ukyo Post Office||×||0570-033-940|
|Fushimi Higashi Post Office||×||075-572-8001|
|Fushimi Post Office||×||075-643-6213|
|Yamashina Post Office||×||0570-034-320|
|Rakusai Post Office||×||075-331-7736|
|Small local post offices||Mon. - Fri. 9:00 - 17:00|
|Large post offices||Mon. - Fri. 9:00 - 19:00||Sat. 9:00 - 17:00||Sun. 9:00 - 12:30|
Postal Services on Saturdays, Sundays, National Holidays and at NightSome post offices offer postal service 24 hours a day. The counter for non-business hours called “Yuyu Madoguchi” opens on weekends and national holidays.
How to send money by post
Registered Mail for Sending Money (Genkin Kakitome)You can send money in a special envelope (fee necessary). Cash and letters can be sent together. Cash up to \500,000 can be sent in the envelope. A transaction fee is required. You need to visit a post office to use this service.
＊You can also send money in the form of postal money order by post.
International Mail Services“Practical Guide for International Students” helps you look for the most appropriate service available for you to send an international mail or parcels as well as check how many days are required for delivery. In addition, you can also check prohibited items for delivery by post for each country and region. Application procedures are explained in Japanese, English, Chinese and Korean. You can also download and print out the “Postal Communication Guide” for your communication, pointing out words and phrases you may need at a post office.
Practical Guide for International Students
Ask Kyoto Central Post Office for International Mail Services:
Kyoto Central Post Office TEL：365-2471
Other Services offered by Post Offices
|When moving||When you sign up for mail forwarding, the post office will forward mail addressed to your old address to your new address for 1 year (free).|
|When you are not at home||In case you are not at home and not able to receive a parcel or registered mail, a notification slip is left in your mail box. Show this slip with your personal ID at the post office within a week to receive your parcel.|
|When you are away from home for a long period||If you will be away from home for a long period, you can sign up for mail holding service. The post office will keep your mail for up to 30 days and deliver at a later date.|
|If you spoil am umstamped postcard||Spoiled post cards can be exchanged for new ones at the post offices for \5 a sheet.|