Persons who are studying, self-employed or
working part-time etc. (those ineligible for social insurance) must enroll
in the National Health Insurance scheme administered by the Kyoto City Government.
When you enroll you will receive a health insurance card. Show the card
at the hospital or clinic when you go for treatment and you only pay 30%
of medical expenses.
| Application Procedure |
Once
you have decided to live in Japan for more than 1 year, apply
at the Insurance and Pension Section of the Ward Office in your
area. Take your Foreign Residents Registration Card.
* You must apply for insurance from the day you register as
a foreign resident in Japan. |
|
| Payment of Health
Insurance Premium |
| |
Insurance premiums are calculated for
a one-year period based on your previous years income. |
| |
The premium is paid in
ten monthly installments, from June until March the following year. |
| Methods of Payment |
(1)Automatic
withdrawal from your bank or post office account.
(2)Take the payment slip and pay directly at the bank, post
office, ward or branch office. |
|
| *The insurance
premium does not chage no matter how many times you receive medical
treatment during the year. |
| Health Insurance
Certificate (Card) |
| |
Only one health insurance card
is issued per family. |
| |
When visiting a hospital or clinic,
make sure to take this card with you. |
| |
When traveling in Japan take
your insurance card with you as it can be used at any hospital
or clinic. (However, it can not be used overseas) |
|
 |
Cautionary Information
| |
It is against the law and
punishable to lend, borrow, buy or sell a health insurance
card to/from another person. |
| |
When you move residence
you must notify the ward or branch office in your new
area. |
| |
Invalid health insurance
cards cannot be used. Pick up a new card from the Ward
Office or Branch Ward Office in your area. |
| |
If you enroll in social
health insurance or move out of Kyoto City, you must return
your card to the Ward or Branch office. |
|
|
| National Health Insurance
cannot be used in the following instances |
| |
Normal pregnancy or childbirth |
| |
Termination of pregnancy performed
for financial reasons |
| |
General health check-ups, cosmetic
dentistry and preventative vaccinations |
| |
Injury caused by fighting or other
willful misconduct |
| Receiving medical treatment without
possession of your insurance card |
You will be required to
pay the entire amount of the bill. However, you can file for a reimbursement
by taking your receipt, attending physician’s statement and
your insurance card to the Ward or Branch office. After examining
your case, the office will reimburse 70% of the total cost.
|
| Medical Expense Subsidy Scheme
|
This scheme provides a
refund for the portion of your medical expenses that exceed the established
limit (kogakuryoyohi). Several months after you receive treatment
you will receive a notification from the ward office or branch ward
office based on which you can apply for a refund.
*Please make sure not to lose
the receipt you receive at the hospital. |